Meet the Minds Behind Your Financial Clarity

We're financial analysts who've spent years untangling balance sheets and cash flow statements. Our team brings real-world experience from corporate finance departments and consulting firms across Australia, and we know what it takes to truly understand the numbers.

What We Bring to the Table

Our backgrounds span audit firms, investment analysis, and corporate treasury management. We've learned that teaching financial statement analysis isn't just about formulas—it's about building the confidence to spot trends and ask the right questions.

Real-World Application

Every technique we teach has been tested in actual quarterly reviews and investor presentations. We focus on methods that work when you're sitting across from stakeholders who want straight answers.

Industry Depth

Between us, we've analyzed statements from retail chains, manufacturing operations, and tech startups. Different sectors have different patterns, and we help you recognize what matters in each context.

Practical Communication

Financial analysis means nothing if you can't explain it clearly. We emphasize building the vocabulary and frameworks to present findings to non-financial audiences without losing the nuance.

Ongoing Support

Questions don't stop when the lesson ends. We maintain regular office hours and discussion forums where you can bring real statements you're working with and get specific feedback.

Our Teaching Philosophy in Action

Start With Context

Before diving into ratios and metrics, we establish why each statement exists and what questions it's designed to answer. Understanding purpose makes the technical details stick.

Build Through Examples

We work through complete statements from Australian companies, walking through each line item and discussing what movements signal. Seeing patterns across multiple quarters helps develop intuition.

Address Common Pitfalls

Most mistakes in financial analysis come from overlooking footnotes or misinterpreting one-time adjustments. We highlight these trap areas based on what we've seen go wrong in practice.

Financial analysis workshop session with detailed statement review
Team collaboration on cash flow analysis
One-on-one mentoring session discussing ratio interpretation

Lead Instructor Profile

Meet one of the analysts guiding our financial statement curriculum

Lachlan Torrens, senior financial analyst and lead instructor

Lachlan Torrens

Background

Lachlan spent eight years in audit at a mid-tier firm before moving into corporate finance analysis. He's reviewed statements across retail, hospitality, and logistics sectors, giving him a broad view of how different business models show up in the financials.

Teaching Approach

His sessions focus on building pattern recognition skills. Rather than memorizing formulas, students learn to spot inconsistencies and unusual trends that warrant deeper investigation. He uses recent annual reports from ASX-listed companies as primary teaching materials.

Areas of Focus

  • Cash flow statement analysis and working capital management
  • Revenue recognition patterns and quality of earnings assessment
  • Debt covenant calculations and financial flexibility metrics
  • Segment reporting analysis for multi-division companies

Recent Work

In early 2025, Lachlan developed a module on analyzing quarterly reports during economic uncertainty, focusing on how to assess liquidity risks and management's response to changing conditions. The curriculum draws from recent examples in the Australian market.

How We Structure Learning

Our instructional method follows a progression that mirrors how professionals actually approach financial analysis—starting with overview understanding and moving toward detailed investigation.

1

Foundation Building

We begin with the basic structure of each statement and how they connect. Students learn to read a complete set of financials and understand the story they tell together before diving into individual metrics.

2

Comparative Analysis

Next, we introduce trend analysis across multiple periods and peer comparison techniques. This phase emphasizes identifying what changes are meaningful versus normal fluctuations in business operations.

3

Deep Dive Techniques

Once students grasp the basics, we cover advanced topics like quality of earnings assessment, off-balance sheet analysis, and forensic techniques for identifying potential accounting irregularities.

4

Real Case Application

The final phase involves analyzing complete financial statement sets from actual companies. Students prepare reports and present findings, receiving detailed feedback on both technical accuracy and communication clarity.

Ready to Work With Us?

Our next cohort begins in September 2025. If you're looking to build genuine financial analysis skills with instructors who've been in the trenches, we'd be glad to discuss whether our program fits your goals.

Get in Touch